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Bawumia’s credit card system isn’t a necessity, Ghanaians deserve better salary structure – Efia Odo

Ghanaian actress and socialite Efia Odo has expressed skepticism about a recent policy proposal by Vice President and New Patriotic Party (NPP) Flagbearer, Dr. Mahamudu Bawumia.

Dr. Bawumia’s plan includes introducing a national credit scoring system that would allow Ghanaians to buy goods, such as mobile phones, on credit and pay in installments based on their credit score.
“We are bringing the credit scoring system so that our people can get good credit for goods so that they can pay small, small, small,” he stated.

While Dr. Bawumia envisions this system as a way to ease financial transactions, Efia Odo has raised concerns about its potential impact. She argues that countries using similar credit systems are often burdened with debt and believes Ghana’s priorities should be focused elsewhere.

According to Odo, what Ghanaians need are well-paying jobs and a stable cedi, not a credit scoring system.

She highlighted that doctors and nurses are leaving Ghana for better opportunities abroad due to low wages, emphasizing the discrepancy between salaries in Ghana and those in more developed countries.

In a social media post, she questioned the necessity of the proposed credit system, arguing that the real issues are job creation, economic stability, and improved salaries for healthcare professionals.
“Do you know how many Americans that are in debt because of credit cards? Ghanaians don’t need this, what we need are jobs, well-paying jobs!! We need the cedi to STABILIZE. We need to keep our doctors and nurses home instead everyone is leaving because of low or unpaid wages.

“… A doctor in America can make anywhere from $100-500,000 a year. Do you know how much the average doctor makes yearly in Ghana? Nowhere close to those figures!! This credit card system is not a necessity!!!” Efia Odo emphasized.

Critics from the opposition National Democratic Congress (NDC) have also questioned the feasibility of Dr. Bawumia’s proposal, suggesting it might not address the immediate economic challenges facing the country.

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